Talk:The Index/@comment-33414281-20180228135846

I have to disagree with the suggestion to bank after 20 Index points are collected. 15 is the perfect number. The extra points you get are:

5  +2, 10 +4, 15 +8, 20 +10.

So after every 5 points collected you get +2, +4, +2.

To make the most out of the extra points, one should bank at 15 + 8